Frequently Asked Questions
Below you'll find answers to some of the questions you may have. Most importantly, nothing is changing right now. Our full integration is expected to take place in late 2027, so it's business as usual while we work through approvals and behind-the-scenes details. You will be notified well in advance of any steps you need to take. Our goal is to make this transition as seamless as possible, and we'll guide you along the way.
Why is this happening?
Gulf Winds and Madison County Community Bank share values, a strong legacy of outstanding service, and a deep commitment to community. Because of this, our cultures are compatible and there is natural alignment. By bringing our organizations together, we're strengthening service and ensuring that we have the resources and scale to provide exceptional value for years to come.
What does this mean for me?
Our commitment to serving you remains unchanged. You can continue expecting the trusted service, personal relationships, and support you rely on today.
Can you give me some information on Gulf Winds?
Back in 1954, starting with just a few employees, Gulf Winds Credit Union began helping members with their financial goals. Since then, they have successfully opened numerous new branches, started a contact center, instituted digital banking, completed multiple mergers, started their own foundation, and expanded their reach to a three-state area.
Along the way, they have grown to carry more than $1.3 billion in assets and serve more than 74,000 members. From daily banking needs to investment services, Gulf Winds members aren’t treated as an account number, but as part of the family.
Visit gogulfwinds.com to see how their team of 260+ employees are unlocking financial greatness for those they serve.
Who is TruWorth Credit Union?
TruWorth Credit Union will be our new combined identity and brand, launching Spring 2027. Gulf Winds has always believed that people are more than members and relationships matter. The new identity, TruWorth Credit Union, better demonstrates that belief.
When will I have access to Gulf Winds/TruWorth's services?
We will share information about banking and branch access within our ongoing communication updates. You can expect direct communication throughout the process.
Do I need to do anything right now?
No. At this time, there is no action required on your part. Any future changes will be communicated well in advance.
Will the bank employees I know change?
The employees of Madison County Community Bank and Taylor County Community Bank will remain the same, continuing to provide the personalized, excellent service you’ve come to expect.
Will any of the locations I bank at close?
No. We're not closing any locations, and you can still transact at both the Madison and Perry, Florida locations that you currently use.
Will my loan terms stay the same?
The terms on your loan will not be changed because of this partnership.
How can I learn more about Gulf Winds?
To learn more about Gulf Winds, stop by any branch or follow them on Facebook, LinkedIn, Instagram, or GoGulfWinds.com/GrowingForGood.