Banner

Main

Checking

Features Community Basic Community Secure* Community Golden** Four Freedoms***
Minimum Opening Balance $50.00 $50.00 $100.00 $100.00
Monthly Maintenance Fee $3.95
(Waived with 20 debit card transactions or an average daily balance of $1,200.00. Students age 14 – 23 are eligible to have this fee waived while enrolled in high school, college, university or a vocational program)
$4.95 $0.00 $18.00
(Waived with $5,000.00 minimum average daily balance, or $5,000.00 combined average daily balance in all checking, savings and money market accounts titled the same.)
Unlimited Check Writing
Mastercard Debit Card
SecurLOCK Debit Card Fraud Alerts
Instant Debit Alerts
IDProtect® - Identity Theft Protection Service

 

 

 

Safe Deposit Box Discount

 

 

  Free 3x5 Box or $35 credit towards larger box
Mobile Banking
Online Banking
Bill Pay
Images with Statement
No service fee for MCCB ATM Transactions

Benefits

*Community Secure

*IDProtect® - Identity Theft Protection Service

IDProtect® - Identity Theft Protection Service - is a personal identity theft protection service available to account owner(s) and their family. Family includes: Spouse, persons qualifying as domestic partner, & children under 25 years of age & parent(s) who are residents of the same household. Some benefits require registration/activation.

*Credit file monitoring and Alerts

Credit file monitoring and alerts of changes with Equifax, Experian, and TransUnion, ability to request a 3-in-1 credit report every 90 days or upon receipt of a credit alert and up to $10,000 identity fraud reimbursement coverage for expenses associated with clearing the victim’s name and repairing damaged credit following an identity theft. (Registration and activation required to receive all of these benefits.)

*Accidental Death & Dismemberment Insurance

Accidental Death & Dismemberment Insurance - Up to $10,000 of 24-hour accidental death and dismemberment insurance coverage (Coverage divides equally on joint accounts and reduces by 50% at age 70)

*Cellular Telephone Protection

Cellular Telephone Protection - Up to $300 of replacement or repair costs if cell phone is stolen or damaged; up to two (2) claims per year; $50 deductible; covers first three (3) phones listed on cellular telephone bill. (Cellular telephone bill must be paid through this account).

*Debit Advantage™

Debit Advantage™ - Buyer’s Protection covering items for 90 days from the date of purchase against accidental breakage, fire, or theft, and Extended Warranty coverage, which extends the U.S. manufacturer’s original written warranty up to one full year on most new retail purchases if the warranty is less than 5 years (Items must be purchased entirely with the Community Secure Checking account.)

*Shopping Rewards

Shopping Rewards - Online cash back shopping with national and local merchants. (Registration and activation required.)

*Travel & Leisure Discounts

Travel & Leisure Discounts - Shopping, dining and travel discounts from thousands of local and national businesses. (Registration and enrollment required.)

*Health Discount Savings

Health Discount Savings - Prescriptions and dental services. (Registration and activation required.) This is NOT insurance.


**Community Golden

Must be Age 50 or Older.


***Four Freedoms:

  • CDs receive .0025 above the posted rate.
  • Loans receive .0025 less than normal rate.
  • Money Market Accounts receive .0010 above the posted rate.
  • Free 3x5 deposit box or value applied to a larger box (subject to availability)
  • Four Freedoms checks or $5.00 credit towards other checks
  • Free Official Checks
  • Overdraft Protection fee waived.
  • Free Incoming Wires