Certificates of Deposit & IRAs
We have a wide variety of Certificates of Deposit to fit your savings needs. Let one of our Customer Service Representatives quote you the latest rates and provide you with full disclosure information on these Certificates.
Standard CD Terms:
- 14 days to 7 years with minimum opening balance of $1,000
- 13 MONTH SPECIAL with minimum opening balance of $1,000
Choice CDs:
- Terms of 12, 18, or 24 months
- Minimum opening balance of $1,000
- "Bump Up" - During the term of your Certificate your rate may be increased one time to the current rate if the Certificate has been in effect for at least 6 months
- Increase Choice CD by up to 1/2 of original face in $500 increments (no more than once monthly)
- Withdraw one time up to 1/2 of original face without penalty (must maintain $1,000 balance)
33 Month Premium Choice
- Minimum opening balance of $1,000
- "Bump Up" - During the term of your Certificate your rate may be increased two times to the current rate if the Certificate has been in effect for at least 6 months
- Increase Premium Choice CD by up to 1/2 of original face in $500 increments (no more than once monthly)
- Withdraw one time up to 1/2 of original face without penalty (must maintain $1,000 balance)
- Let us help structure your CD investments to maximize FDIC Insurance Coverage