Savings

Features

Community Savings

Christmas Club

Youth Savings*

Money Market

Minimum Opening Balance

$100.00

$25.00

$25.00

$100.00

Monthly Maintenance Fee

$4.00 (You can avoid the fee with a minimum balance of $200.00)

$0.00

$0.00

$8.00 (You can avoid the fee with a minimum balance of $2,000.00)

Check Writing Limitations

 

 

 

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Transaction Limitations

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Excessive Withdrawal fee

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Auto Transfer required into account

 

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Interest Bearing

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Mobile Banking

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Online Banking

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Images with Statement

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1) Transfers from account to another account or to third parties by preauthorized, automatic, telephone transfers, or online transfers are limited to six per statement cycle

2) A $30 penalty will be charged for account closure or for each withdrawal prior to November disbursement.

3) An excessive transaction fee of $8.00 will be charged for each debit transaction (withdrawal, check paid, automatic transfer or payment out of this account) in excess of six during a statement cycle

4) Must Set up with an auto transfer from another MCCB account at least monthly

5) Rate Information:

  • Determination of Rate: At our discretion, we may change the interest rate on your account.

  • Frequency of Rate Changes: We may change the interest rate on your account at anytime

  • Limitations on Rate Changes: There are no maximum or minimum interest rate limits for this account.

  • Compounding and Crediting: Interest will be compounded quarterly and will be credited to the account quarterly for savings and annually for Christmas Club.

*Must be under 18 years of age and a parent or legal guardian must sign with minor.