We our, and us, when used in
this notice, mean Madison County Community Bank.
When we use the words "you" and "your" we mean the following types of
customers:
Our consumer customers who have a continuing
relationship by purchasing or holding financial (products or services
such as a(n):
- Deposit account
- Loan account
- Self-directed Individual Retirement Account
- Mortgage brokerage services
- Former customers
We will tell you the sources of the information we
collect about you and what measures we take to secure that information.
We first define some terms.
Nonpublic personal information means information about you that
we collect in connection with providing a financial product or service
to you. Nonpublic personal information does not include information that
is available from public sources, such as telephone directories or
government records. Hereafter, we will use the term "information" to
mean nonpublic persona Information as defined in this section.
An affiliate is a company we own or control, a company that owns
or controls us, or a company that is owned or controlled by the same
company that owns or controls us. Ownership does not mean complete
ownership but means owning enough to have control.
A nonaffiliated third party is a person we do not employ or a
company that is not an affiliate of ours. This is also known as
nonaffiliated third party, or simply, an "other party. "
THE INFORMATION WE COLLECT
- We collect information about you from the following sources:
- Information you give us on applications or other forms
- Information about your transactions with us.
- Information about your transactions with other parties
- Information from a consumer reporting agency
- Information we receive through our customer Identification Program.
- INFORMATION WE DISCLOSE ABOUT YOU
- We do NOT disclose any information about you to anyone, except as permitted by law. Examples of this might include disclosures necessary to service your
account or prevent unauthorized transactions.
THE CONFIDENTIALITY, SECURITY, AND INTEGRITY OF YOUR INFORMATION
We restrict access to information about you to those
employees who need to know that information to provide products or
services to you. We maintain physical, electronic, and procedures
safeguards to protect this information.
INFORMATION ABOUT FORMER CUSTOMERS
We have the same policy about disclosing information
about' former customers as we o about current customers.
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