| |
Privacy
We our, and us, when
used in this notice, mean Madison County Community Bank.
When we use the words "you" and "your" we mean the following
types of customers:
Our consumer customers who have a continuing
relationship by purchasing or holding financial (products or
services such as a(n):
 |
Deposit account |
|
Loan account |
|
Self-directed Individual Retirement Account
|
|
Mortgage brokerage services |
|
Former customers |
We will tell you the sources of the information
we collect about you and what measures we take to secure that
information. We first define some terms.
Nonpublic personal information means information about
you that we collect in connection with providing a financial
product or service to you. Nonpublic personal information does
not include information that is available from public sources,
such as telephone directories or government records. Hereafter,
we will use the term "information" to mean nonpublic persona
Information as defined in this section.
An affiliate is a company we own or control, a company
that owns or controls us, or a company that is owned or
controlled by the same company that owns or controls us.
Ownership does not mean complete ownership but means owning
enough to have control.
A nonaffiliated third party is a person we do not employ
or a company that is not an affiliate of ours. This is also
known as nonaffiliated third party, or simply, an "other party.
"
THE INFORMATION WE COLLECT
|
We collect information about you from the
following sources: |
|
Information you give us on applications or
other forms |
|
Information about your transactions with
us. Information about your transactions with other parties
|
|
Information from a consumer reporting
agency |
|
Information we receive through our customer
Identification Program.
INFORMATION WE DISCLOSE ABOUT YOU
|
|
We do NOT disclose any information about you
to anyone, except as permitted by law.
Examples of this might include disclosures necessary to
service your account or prevent unauthorized transactions.
THE CONFIDENTIALITY, SECURITY, AND INTEGRITY OF YOUR
INFORMATION
|
|
We restrict access to information about you
to those employees who need to know that information to
provide products or services to you. We maintain physical,
electronic, and procedures safeguards to protect this
information.
INFORMATION ABOUT FORMER CUSTOMERS
|
|
We have the same policy about disclosing
information about' former customers as we do about current
customers. |
| |
Note: Protect
your Identity,
Our bank will never ask you
to send sensitive personal information by Email.
When contacting the bank via
E-mail, never include sensitive personal information
such as account numbers, social security numbers, PIN
numbers, credit card numbers, or other private
information concerning your accounts with us.
Always be suspicious of any
E-mail asking you to send this information by return
email.
Report any such activity to
us immediately.
|
|
| If you have any questions about our
privacy policy, please feel free to contact us at the bank. |
|
|
